Terms of Use

End-User License for McGraw Hill Financial

All use of McGraw Hill Financial World Wide Web pages is subject to the terms and conditions set forth below. Any use of such Web pages constitutes the user's agreement to abide by the following terms and conditions.

In the event of a conflict between these terms and conditions and more specific terms and conditions that apply to another Web site of McGraw Hill Financial, the more specific terms and conditions of such other Web site shall prevail with respect to such conflict.

All information provided by McGraw Hill Financial andits affiliates is owned by or licensed to McGraw Hill Financial and its affiliates (the "McGraw-Hill Information"). McGraw Hill Financial and its licensors retain all proprietary rights to the McGraw-Hill Information. McGraw Hill Financial has the right to use all material entered into these Web pages (other than third-party material transmitted through private electronic mail) in any of The McGraw-Hill Companies' print or electronic publications. Except for making one hard copy print of limited portions of the McGraw-Hill Information on an ad hoc basis, or downloading as expressly authorized by McGraw Hill Financial, McGraw-Hill Information may not be reproduced, transmitted or distributed without McGraw Hill Financial’s permission.

McGraw Hill Financial makes no guarantees or warranties as to the accuracy or completeness of or results to be obtained from accessing and using the McGraw-Hill Information. Neither McGraw Hill Financial nor its affiliates shall be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in The McGraw-Hill Information or for any damages resulting therefrom.

Users entering materials on any of these Web pages are responsible for the content of that material. McGraw Hill Financial has no responsibility for the content of any messages or information posted by users, or for the content of information of third parties on the Internet, even if accessed through McGraw Hill Financial’s pages. However, McGraw Hill Financial retains the right, which it may or may not exercise, in its sole discretion, to review third party material and to edit or delete from the service any third party material which McGraw Hill Financial deems to be illegal, offensive or otherwise inappropriate.

Users may through hypertext or other computer "links" gain access to other sites on the Internet which are not part of McGraw Hill Financial’s Web pages. McGraw Hill Financial assumes no responsibility for any material outside of McGraw Hill Financial Web pages which may be accessed through any such "link."

The user agrees to indemnify McGraw Hill Financial from any damages, losses, costs or expenses which McGraw Hill Financial, its affiliates, their respective employees and authorized representatives may incur as a result of material entered into these Web pages by the user.

In addition, user may not:

  • use these Web pages for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation; 
  • use or attempt to use any "deep-link," "scraper," "robot," "bot," "spider," "data mining," "computer code" or any other automated device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of these Web pages, any data or content found on or accessed through these Web pages, or any other McGraw-Hill Information without the prior express written consent of McGraw Hill Financial;
  • obtain or attempt to obtain through any means any materials or information on these Web pages that have not been intentionally made publicly available either by their public display on these Web pages or through their accessibility by a visible link on these Web pages; 
  • violate any measure employed to limit or prevent access to these Web pages or their content; 
  • violate the security of these Web pages or attempt to gain unauthorized access to these Web Pages, data, materials, information, computer systems or networks connected to any server of these Web Pages, through hacking, password mining or any other means; 
  • interfere or attempt to interfere with the proper working of these Web pages or any activities conducted on or through these Web pages, including accessing any data, content or other information prior to the time that it is intended to be available to the public on these Web pages; 
  • take or attempt any action that, in the sole discretion of McGraw Hill Financial, imposes or may impose an unreasonable or disproportionately large load or burden on these Web pages or the infrastructure of these Web pages.